How An OVI Charge Can Affect Your Auto Insurance

Law Blog

Being charged with an OVI can have a significant impact on your life. You will face the legal penalties that come from an OVI. You will also have your insurance rates affected, and you may be unable to operate a vehicle for some time.

Felonies Vs. Misdemeanors

An OVI can be both a felony and a misdemeanor. While a felony OVI is a more serious charge, a misdemeanor can impact various aspects of your life, such as employment, professional licenses, and educational opportunities. 

An OVI and Your Auto Insurance

You must contact your auto insurance provider to have your insurance updated. You might also be required to file an SR-22. This additional expense is meant to verify that you have obtained the appropriate insurance for the state in which you reside. You will also need to file this form for several years.

How to Beat Your Charges

To avoid the consequences of an OVI,  you should do everything you can to fight your charges with the help of an OVI attorney, especially if you believe you are being falsely charged. 

False OVI charges are not uncommon. The arresting officer will try to gather evidence to prove that you were driving while under the influence of alcohol. However, some of the evidence can be brought into question. 

For instance, if you were asked to perform a field sobriety test, you must perform tasks that can be difficult even for a sober individual, especially on a surface that isn't level. If the officer requires you to participate in a breathalyzer test, the breathalyzer might need to be calibrated correctly. The officer might not even have probable cause in the first place.

Why You Should Hire an OVI Attorney

After you have been arrested, it's always a good idea to consult with an OVI lawyer. An attorney will inform you of your rights and help you determine how best to proceed. You can discuss options such as choosing a plea deal or fighting your OVI charges in court. Your attorney will represent you during the trial, call into question the evidence presented by the prosecution, cross-examine witnesses, and use various other legal strategies to help you win your case.

Even if you cannot win your case, your attorney will assist you in the following stages, such as enrolling in an alcohol treatment program. You'll likely have a better outcome with the proper legal counsel.

For more information, contact an OVI lawyer near you.


31 March 2023

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